Dibb, S, Appleyard, L, Money, N and Jones, P (2022) Managing Loan Declines. A best practice manual. Manual. Research Centre for Business in Society, Coventry University, Liverpool John Moores University, Swoboda Research Centre, Coventry University.

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Abstract

Access to credit is a vital part of many people’s financial management, especially in difficult economic times. But especially in such times, affordability and credit records come under further pressure and loan applications may be unsuccessful. At best, a declined loan applicant is simply disappointed, but other scenarios include a turn to high cost or illegal credit sources, or severe detriment due to lack of funds. This Manual provides guidance for credit unions and community development financial institutions (CDFIs) that are dealing with applicants who may be declined for credit. The report provides practical suggestions about how to manage the declines process.

Item Type:	Monograph (Manual)
Uncontrolled Keywords:	loan declines; financial inclusion; credit unions; CDFIs
Subjects:	H Social Sciences > HF Commerce > HF5001 Business H Social Sciences > HG Finance R Medicine > RA Public aspects of medicine > RA0421 Public health. Hygiene. Preventive Medicine
Divisions:	Public Health Institute
Publisher:	Research Centre for Business in Society, Coventry University, Liverpool John Moores University, Swoboda Research Centre
Related URLs:	https://www.ljmu.ac.uk/about-us/staff-profiles/faculty-of-health/public-and-allied-health/paul-anthony-jones
SWORD Depositor:	A Symplectic
Date Deposited:	22 May 2024 14:13
Last Modified:	22 May 2024 14:13
URI:	https://researchonline.ljmu.ac.uk/id/eprint/23343

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